Product
Village Bank Loan (VB)
Type: Group Loan
Objective: To provide micro-loan for women living in a rural area to improve their occupations
Target Group: Women (at least 5 women gathering in a group) in Surin, Buriram, and Srisaket Provinces
Loan Size: 10,000 – 15,000 THB/borrower
Interest Rate: Not over 15%/year (Effective Rate)
Loan Term: 6 months
Individual Loan for Women Entrepreneurs (IWE or Kiva)
Loan Type: Individual Loan
Objective: To provide a micro-loan for women entrepreneurs to develop their occupations and increase income in household level
Target Group: A member of village banks in Surin, Buriram, and Srisaket provinces
Loan Size: 30,000 – 60,000 THB/borrower
Interest Rate: Not over 15%/year (Effective Rate)
Loan Term: 1 – 3 years
Pico Finance Loan (Regulated by the Ministry of Finance)
Loan Type: Individual Loan
Objective: To provide a multi-purpose loan for people living in Surin province
Target Group: People living in Surin province
Loan Size: Not over 50,000 THB/borrower
Interest Rate: Not over 36%/year (Effective Rate)
Loan Term: 1 – 3 years
Business Loan (BL)
Loan Type: Individual Loan
Objective: To provide a micro-loan for a local entrepreneur to improve and expand their business
Target Group: A local entrepreneur living in Surin, Buriram, and Srisaket provinces
Loan Size: Not over 50,000 THB/borrower
Interest Rate: Not over 15 %/year (Effective Rate)
Loan Term: 1 – 3 years